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MysteRy:




SBI Bank Clerk Sample Study Material Paper - 5



SBI Clerk Recruitment Exam 2009 (Reasoning)
1. If it is possible to make only one meaningful word with the Third, Seventh, Eighth and Tenth letters of the word COMPATIBILITY, which of the following would be the last letter of that word ? If no such word can be made, give ‘X’ as your answer and if more than one such word can be formed, give your answer as ‘Y’.
(A) I
(B) B
(C) L
(D) X
(E) Y
Ans : (B)

2. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ?
(A) Stem
(B) Tree
(C) Root
(D) Branch
(E) Leaf
Ans : (B)

3. How many meaningful three letter English words can be formed with the letters AER, using each letter only once in each word ?
(A) None
(B) One
(C) Two
(D) Three
(E) Four
Ans : (D)

4. In a certain code FINE is written HGPC.How is SLIT written in that code ?
(A) UTGR
(B) UTKR
(C) TUGR
(D) RUGT
(E) None of these
Ans : (E)

5. If ‘Apple’ is called ‘Orange’, ‘Orange’ is called ‘Peach’, ‘Peach’ is called ‘Potato’, ‘Potato’ is called ‘Banana’, ‘Banana’ is called ‘Papaya’ and ‘Papaya’ is called ‘Guava’, which of the following grows underground ?
(A) Potato
(B) Guava
(C) Apple
(D) Banana
(E) None of these
Ans : (D)

6. If the digits in the number 86435192 are arranged in ascending order, what will be the difference between the digits which are second from the right and fourth from the left in the new arrangement ?
(A) One
(B) Two
(C) Three
(D) Four
(E) None
Ans : (D)

7. Each vowel of the word ADJECTIVE is substituted with the next letter of the English alphabetical series, and each consonant is substituted with the letter preceding it. How many vowels are present in the new arrangement ?
(A) None
(B) One
(C) Two
(D) Three
(E) None of these
Ans : (C)

8. If in a certain language LATE is coded as 8&4$ and HIRE is coded as 7*3$ then how will HAIL be coded in the same language ?
(A) 7&8*
(B) &7*8
(C) 7*&8
(D) 7&*8
(E) None of these
Ans : (D)

9. How many such pairs of letters are there in word ENGLISH, each of which has as many letters between its two letters as there are between them in the English alphabets ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (E)

10. In a certain code ‘na pa ka so’ means ‘birds fly very high’, ‘ri so la pa’ means ‘birds are very beautiful’ and ‘ti me ka bo’ means ‘the parrots could fly’. Which of the following is the code for ‘high’ in that language ?
(A) na
(B) ka
(C) bo
(D) so
(E) None of these
Ans : (A)

Directions—(Q. 11–15) In each of the questions below are given three statements followed by two conclusions numbered I and II. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read both the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.Read the statements and the conclusions which follow it and
Give answer—
(A) if only conclusion I is true.
(B) if only conclusion II is true.
(C) if either conclusion I or conclusion II is true.
(D) if neither conclusion I nor conclusion II is true
(E) if both conclusions I and II are true.

11. Statements : All stars are suns.Some suns are planets.All planets are satellites.
Conclusions :
I. Some satellites are stars.
II. No star is a satellite.


12. Statements : All fishes are birds.All birds are rats.All rats are cows.
Conclusions :
I. All birds are cows
II. All rats are fishes
Ans : (A)

13. Statements : All curtains are rods.Some rods are sheets.Some sheets are pillows.
Conclusions :
I. Some pillows are rods.
II. Some rods are curtains.
Ans : (B)

14. Statements : Some walls are windows.Some windows are doors.All doors are roofs.
Conclusions :
I. Some doors are walls.
II. No roof is a window.
Ans : (D)

15. Statements : All switches are plugs.Some plugs are bulbs.All bulbs are sockets.Conclusions :
I. Some sockets are plugs.
II. Some plugs are switches.
Ans : (E)

Directions—(Q. 16–20) Study the sets of numbers given below and answer the questions, which follow :
489 – 541 – 654 – 953 – 983

16. If in each number, the first and the last digits are interchanged, which of the following will be the second highest number ?
(A) 489
(B) 541
(C) 654
(D) 953
(E) 783
Ans : (C)

17. If in each number, all the three digits are arranged in ascending order, which of the following will be the lowest number ?
(A) 489
(B) 541
(C) 654
(D) 953
(E) 783
Ans : (B)

18. Which of the following numbers will be obtained if the first digit of lowest number is subtracted from the second digit of highest number after adding one to each of the numbers ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (A)

19. If five is subtracted from each of the numbers, which of the following numbers will be the difference between the second digit of second highest number and the second digit of the highest number ?
(A) Zero
(B) 3
(C) 1
(D) 4
(E) 2
Ans : (B)

20. If in each number the first and the second digits are interchanged, which will be the third highest number ?
(A) 489
(B) 541
(C) 654
(D) 953
(E) 783
Ans : (D)

Directions—(Q. 21–25) Read the following information carefully and answer the questions, which follow :
‘A – B’ means ‘A is father of B’
‘A + B’ means ‘A is daughter of B’
‘A ÷ B’ means ‘A is son of B’
‘A × B’ means ‘A is wife of B’

21. Which of the following means P is grandson of S ?
(A) P + Q – S
(B) P ÷ Q × S
(C) P ÷ Q + S
(D) P × Q ÷ S
(E) None of these
Ans : (C)

22. How is P related to T in the expression ‘P + S – T’ ?
(A) Sister
(B) Wife
(C) Son
(D) Daughter
(E) None of these
Ans : (A)

23. In the expression ‘P + Q × T’ how is T related to P ?
(A) Mother
(B) Father
(C) Son
(D) Brother
(E) None of these
Ans : (B)

24. Which of the following means T is wife of P ?
(A) P × S ÷ T
(B) P ÷ S × T
(C) P – S ÷ T
(D) P + T ÷ S

(E) None of these
Ans : (E)

25. In the expression ‘P × Q – T’ how is T related to P ?
(A) Daughter
(B) Sister
(C) Mother
(D) Can’t be determined
(E) None of these
Ans : (D)

Directions—(Q. 26–30) In each of these questions a group of letters is given followed by four combinations of number/symbol lettered (A), (B), (C) & (D). Letters are to be coded as per the scheme and conditions given below. You have to find out the serial letter of the combination, which represents the letter group. Serial letter of that combination is your answer. If none of the combinations is correct,your answer is (E) i.e. None of these :
Letters# Q M S I N G D K A L P R B J E
Number/ Symbol# 7 @ 4 # % $ 6 1 2 £ 5 * 9 8 3

Conditions :
(i) If the first letter is a consonant and the last a vowel, both are to be coded as the code of the vowel.
(ii) If the first letter is a vowel and the last a consonant, the codes for the first and the last are to be interchanged.
(iii) If no vowel is present in the group of letters, the second and the fifth letters are to be coded as ©.

26. BKGQJN
(A) 9©$7©%
(B) ©9$7%©
(C) 91$78%
(D) %1$789
(E) None of these
Ans : (A)

27. IJBRLG
(A) #89*£$
(B) #89*£#
(C) $89*£#
(D) $89*£$
(E) None of these
Ans : (C)

28. BARNIS
(A) 92*#%4
(B) 924#*%
(C) 92*#%9
(D) 42*#%4
(E) None of these
Ans : (E)

29. EGAKRL
(A) #£$21*
(B) £$21*3
(C) £$21*#
(D) #£$21#
(E) None of these
Ans : (B)

30. DMBNIA
(A) 6@9%#2
(B) 2@9%#6
(C) 2@9%#2
(D) 2©9%#2
(E) None of these
Ans : (C)

Directions—(Q. 31–35) Study the following information carefully to answer these questions.
Eight persons A, B, C, D, E, F, G and H work for three different companies namely X, Y and Z. Not more than three persons work for a company. There are only two ladies in the group who have different specializations and work for different companies. Of the group of friends, two have specialization in each HR, Finance and Marketing. One member is an engineer and one is a doctor. H is an HR specialist and works with a Marketing specialist B who does not work for company Y. C is an engineer and his sister works in company Z. D is a specialist in HR working in company X while her friend G is a finance specialist and works for company Z. No two persons having the same specialization work together.Marketing specialist F works for company Y and his friend A who is a Finance expert works for company X in which only two specialists work. No lady is a marketing specialist or a doctor.

31. For which of the following companies does C work ?
(A) Y
(B) X
(C) Z
(D) Data inadequate
(E) None of these
Ans : (A)

32. Which of the following represents the pair working in the same company ?
(A) D and C
(B) A and B
(C) A and E
(D) H and F
(E) None of these
Ans : (E)

33. Which of the following combination is correct ?
(A) C–Z‐Engineer
(B) E–X–Doctor
(C) H–X–HR
(D) C–Y–Engineer
(E) None of these
Ans : (D)

34. Who amongst the friends is a doctor ?
(A) H
(B) E
(C) C
(D) Either E or C
(E) None of these
Ans : (B)

35. Which of the following pairs represents the two ladies in the group ?
(A) A and D
(B) B and D
(C) D and G
(D) Data inadequate
(E) None of these
Ans : (C)

MysteRy:




SBI Bank Clerk Sample Study Material Paper - 6



SBI Clerk Previous Paper (General English)
Directions—(Q. 41–55) Read the following passage carefully and answer the questions given below it. Certain words are given in bold to help you to locate them while answering some of the questions.

A large majority of the poor in India are outside the formal banking system. The policy of financial inclusion sets out to remedy this by making available a basic banking ‘no frills’ account either with nil or very minimum balances as well as charges that would make such accounts accessible to vast sections of the population. However, the mere opening of a bank account in the name of every household or adult person may not be enough, unless these accounts and financial services offered to them are used by the account holders. At present, commercial banks do not find it viable to provide services to the poor especially in the rural areas because of huge transaction costs, low volumes of savings in the accounts, lack of information on the account holder, etc. For the poor, interacting with the banks with their paper work, economic costs of going to the bank and the need for flexibility in their accounts, make them turn to other informal channels or other institutions. Thus, there are constraints on both the supply and the demand side.

Till now, banks were looking at these accounts from a purely credit perspective. Instead, they should look at this from the point of view of meeting the huge need of the poor for savings. Poor households want to save and contrary to the common perception, do have the funds to save, but lack control.Informal mutual saving systems like the Rotating Savings and Credit Associations (ROSCAs), widespread in Africa and ‘thrift and credit groups’ in India demonstrate that poor households save. For the poor household, which lacks access to the formal insurance system and the credit system, savings
provide a safety net and help them tide over crises. Savings can also keep them away from the clutches of moneylenders, make formal institutions more favourable to lending to them, encourage investment and make them shift to more productive activities, as they may invest in slightly more risky activities which have an overall higher rate of return.

Research shows the efficacy of informal institutions in increasing the savings of the small account holders. An MFI in the Philippines, which had existing account holders, was studied. They offered new products with ‘commitment features’. One type had withdrawal restrictions in the sense that it required individuals to restrict their right to withdraw any funds from their own accounts until they reached a self‐specified and documented goal. The other type was deposit options. Clients could purchase a locked box for a small fee. The key was with the bank and the client has to bring the box to the bank to make the deposit. He could not dip into the savings even if he wanted to. These accounts did not pay extra money and were illiquid. Surprisingly, these products were popular even though these had restrictions. Results showed that those who opted for these accounts with restrictions had substantially greater savings rates than those who did not. The policy of financial inclusion can be a success if financial inclusion focuses on both saving needs and credit needs, having a diversified product portfolio for the poor but recognising that self‐control problems need to be addressed by having commitment devices.The products with commitment features should be optional. Furthermore transaction costs for the poor
could be cut down, by making innovative use of technology available and offering mobile vans with ATM and deposit collection features which could visit villages periodically.

41. What is the aim of the financial inclusion policy ?
(A) A focus on savings needs rather than credit needs of the poor
(B) Minimising utilisation of technology in banks so as to reduce transaction costs for the poor
(C) To boost low savings volumes in banks by encouraging savings among the rural poor
(D) To make formal basic banking services available to the poor
(E) To regulate the rate at which moneylenders lend to the poor

42. The author’s main objective in writing the passage is to—
(A) Criticise the concept of financial inclusion
(B) Point out the problems of financial inclusion
(C) Discuss ways of making the financial inclusion policy successful
(D) Compare financial inclusion policies of different countries
(E) Cite research in support of role of MFIs in achieving financial inclusion

43. Which of the following can be inferred about products with commitment features ?
1. Demand for such products was high.
2. They were an effective means of increasing the savings of small account holders.
3. Such facilities can only be offered by informal institutions like MFIs.
(A) All 1, 2 and 3 (B) Only 2
(C) Both 1 and 2 (D) Both 1 and 3
(E) None of these

44. Why do the poor not utilise banking services ?
1. Informal institutions offer higher rates of interest than those in banks.
2. Costs of reaching banks have to be borne by the poor.
3. Bank personnel do not treat the poor respectfully because their savings amounts are minimal.
(A) Only 2 (B) Both 1 and 2
(C) Both 2 and 3 (D) All 1, 2, and 3
(E) None of these

45. Which of the following is a recommendation made by the author regarding financial inclusion ?
(A) Reduce the paper work involved by seeking less information about the account holder
(B) Lower transaction costs by utilising latest technology.
(C) Make commitment features compulsory for all savings accounts
(D) Entrust the responsibility of financial inclusion solely to MFIs
(E) Provide credit facilities even to those without savings accounts

46. Which of the following factors affects ‘saving’ behaviour among the poor ?
1. Threats from moneylenders if they avail of banking services.
2. Documentation required before availing of banking services.
3. Lack of self‐control.
(A) Only 1 (B) All 1, 2 and 3
(C) Only 3 (D) Both 2 and 3
(E) None of these

47. What do the results of the study conducted in the Philippines indicate ?
(A) Account holders in MFIs have higher savings rates than banks
(B) Many of the poor have to turn to moneylenders because of strict restrictions in MFIs
(C) Having accounts with restriction on withdrawal requires the bank to offer a higher rate of interest
(D) There should be strong security measures for deposit option accounts for the poor
(E) None of these

48. Which of the following is true in the context of the passage ?
(A) There are no informal means for the poor to save in India
(B) Having savings encourages the poor to invest only in low risk ventures
(C) There is a huge demand for savings facilities among poor households
(D) Presently commercial banks feel that it is feasible to provide banking services to the poor in rural areas
(E) There are many official innovative savings systems like roscas in Africa

49. What is/are the outcome(s) of encouraging savings for the poor ?
1. It frees them from the exploitation of moneylenders.
2. Banks are more willing to disburse loans to those who save.
3. They should invest in risky but high return ventures.
(A) Only 1
(B) Both 1 and 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

50. What was the view of banks regarding the bank accounts of the poor in the past ?
(A) They were considered a problem since account holders information needed to be updated
constantly
(B) Focus should be more on providing savings facilities not credit
(C) Moneylenders should be regulated so that they share responsibility of disbursing loans to the poor
(D) Products with commitment features will not be successful
(E) None of these

Directions—(Q. 51–53) Choose the word which is most nearly the same in meaning as the word printed in bold as used in the passage.
51. purely :
(A) morally
(B) honestly
(C) completely
(D) perfectly
(E) cleanly

52. demonstrate :
(A) protest
(B) occur
(C) estimate
(D) appear
(E) prove

53. remedy :
(A) medicine
(B) solve
(C) restore
(D) therapy
(E) heal

Directions—(Q. 54‐55) Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.
54. optional :
(A) voluntary
(B) compromise
(C) pressure
(D) mandatory
(E) free

55. accessible :
(A) convenient
(B) unavailable
(C) unfavourable
(D) unpleasant
(E) formal

Directions—(Q. 56–65) Read each sentence to find out whether there is any error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any).
56. The scheme failed because / some states could not / manage not to raise / the necessaryfunds. No error. 
(A) (B) (C) (D) (E)

57. Real estate prices in the / business district of the city / are expected to rise / at 15% this year. No error 
(A) (B) (C) (D) (E)

58. By so early as next year / that leading investment bank / has plans to open / an office in New Delhi.No error
(A) (B) (C) (D) (E)

59. There is lots of / supports from the employees / for the proposal to / merge with the parent company. No error
(A) (B) (C) (D) (E)

60. Experts have recommended that / the government reconsidered / restrictions imposed on foreign /investment in real estate. No error
(A) (B) (C) (D) (E)

61. The crucial point to / be discussed at the / meetings is how to / well implement the policy.No error
(A) (B) (C) (D) (E)

62. He wants to / set up a laboratory / to undertake research / into a vaccine for cancer. No error
(A) (B) (C) (D) (E)

63. According to him / two factors which are / needy for success / are discipline and diligence. No error
(A) (B) (C) (D) (E)

64. Because of the pace at / which the company is growing / I believe it will easily / achieve their target.No error
(A) (B) (C) (D) (E)

65. It is truth / that India is / the largest consumer of / gold in the world. No error
(A) (B) (C) (D) (E)

Directions—(Q. 66–70) Which of the phrases (A), (B), (C) and (D) given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark (E) as the answer.
66. The bank is overstaffed, has led to low productivity.
(A) Led to (B) Will lead towards
(C) And has led in (D) Which has led to
(E) No correction required

67. You delay in taking a decision conveys a negative impression.
(A) You delay to take
(B) If you delay taking
(C) Your delay in taking
(D) To delay by taking
(E) No correction required

68. Today management student itself are opted to work for NGOs even though the salaries offered to them are low.
(A) Student itself is
(B) Students themselves are
(C) Students have
(D) Student himself has
(E) No correction required

69. Absence off any guidelines, they are unwilling to take up the project.
(A) Absent of
(B) In the absence of
(C) Because of the absence
(D) Without being absent
(E) No correction required

70. Without the development of rural people the country can no claim to be developed.
(A) Can never claim
(B) Being claimed
(C) Not able to claim
(D) Have not any claim
(E) No correction required

Directions—(Q. 71–75) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word, which is wrongly spelt or inappropriate, if any. The number of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e.. ‘All Correct’ as your answer.

71. The organization preferred to hire locale population as they understood the language and customer preferences. All Correct
(A) (B) (C) (D) (E)

72. In our opinion the exicting assessment system requires immediate revision.All Correct
(A) (B) (C) (D) (E)

73. In responds to the advertisement a sizeable number of candidates have submitted their applications.
All Correct
(A) (B) (C) (D) (E)

74. There is no guarantee that if this model is adopted the entire sector will prosper.All Correct
(A) (B) (C) (D) (E)

75. With this unique initiative the company hopes to sustain its current growth rate. All Correct
(A) (B) (C) (D) (E)

Directions—(Q. 76–80) In each of the following sentences there are two blank spaces. Below each five pairs of words have been denoted by letters (A), (B), (C), (D) and (E). Find out which pair of words can be filled up in the blanks in the sentence in the same sequence to make the sentence meaningfully complete.

76. Mr. Srinivasan is …… to become Chairman of the group …… the retirement of his father.(A) set, following
(B) voted, subsequent
(C) selected, despite
(D) approved, because
(E) decided, after

77. …… to your error the …… consignment has been delayed by a week.
(A) According, important
(B) Duly, urgent
(C) Owing, entire
(D) Added, crucial
(E) Admitting, special

78. On account of the …… in sales the software firm has achieved an eight percent …… in net profit.
(A) surge, fall (B) increase, rise
(C) decline, slope (D) hike, loss
(E) growth, advance

79. We are proud to say that today …… 26 percent of our total accounts are …… by women and senior citizens.
(A) approximate, held
(B) nearly, authorised
(C) over, maintain
(D) above, open
(E) around, operated

80. The company has …… special training to employees on …… to trade online.
(A) announced, benefits
(B) offered, course
(C) imparted, risks
(D) sanction, skills
(E) provided, how

MysteRy:




SBI Bank Clerk Sample Study Material Paper - 7



(Paper) Latest SBI Clerk Reasoning Ability Solved Exam Paper 2009
Directions : – Select the related letters / word / number / figure from the given alternatives
1 Editor : Magazine
(a) Movie (b) Scene
(c) Drama (d) Director

2 Hinduism , Christianity , Islam : Religion
(a) Ear , Nose , Eyesight : Vision (b) Plus , Minus , Multiple : division
(c) Winter , Spring , Summer : Season (d) Humid , Hot , Tundra : Region

3 WOLF : FLOW :: WARD : ?
(a) BROW (b) DRAW
(c) CRAW (d) SLAW

4 GRAIN : TIZRM :: BRAIN : ?
(a) XRIKL (b) YIZRM(c) OPRST (d) ASQMI

5 CUT : BDTVSU :: TIP : ?
(a) UVHJOQ (b) SUHJOQ
(c) USJHQO (d) SUJHOQ

Q‐6 19 : 59 :: 17 : ?
(a) 51 (b) 53
(c) 55 (d) 57

Q‐7 14 : 20 :: 16 : ?
(a) 23 (b) 48
(c) 10 (d) 42

Q‐8 100 : 102 :: 100000 : ?
(a) 105 (b) 104
(c) 1003 (d) 1004

DIRECTIONS : (QUESTIONS 9 to 13) select the one which is different from the other three
Q‐9
(a) Mile (b) Centimeter
(c) Litre (d) Yard

Q‐10
(a) High – Up (b) Past – Present
(c) Often – Seldom (d) Fresh – Stale

Q‐11
(a) 11 – 127 (b) 9 – 85
(c) 7 – 53 (d) 5 – 29

Q‐12
(a) 26 Z (b) 24 X
(c) 22 V (d) 20 S

Q‐13
(a) 8 , 64 , 112 (b) 36 , 6 , 206
(c) 48 , 4 , 202 (d) 9 , 27 , 263

Q‐14 In the following series of numerals , which digit has maximum frequency ?
846734378344563464348
(a) 8 (b) 6
(c) 4 (d) 3

Q‐15 If the day after tomorrow is Friday , what day will the third day after tomorrow be
(a) Saturday (b) Monday
(c) Sunday (d) Friday

Q‐16 If the ratio of the area of two squares is 16 : 1 , then the ratio of their perimeter is
(a) 4 : 1 (b) 16 : 1
(c) 1 : 3 (d) 3 : 4

Q‐17 The shade of 18 ft high pole is 20 ft. . Find the length of shade of 27 ft long pole .
(a) 36 ft (b) 30 ft
(c) 34 ft (d) 40 ft

Q‐18 A scores more runs than B but less than C . D scores more than B but less than A . Who is the lowest scorer ?
(a) A (b) B
(c) C (d) D

Q‐19 In the alphabets from A to Z , which is the third letter to the right of the letter which is midway between K & S ?
(a) R (b) Q
(c) P (d) O

Q‐20 If first November falls on Monday , then what day will the 25th November be ?
(a) Tuesday (b) Thursday
(c) Wednesday (d) Friday

Q‐21 The length of room is twice its breadth . If the area of the room is 242 sq meters , then find out its breadth
(a) 11 (b) 10
(c) 12 (d) 9

Q‐22 If the product of two numbers is 10 & their sum is 7 , then the larger of the two number is ‐
(a) – 2 (b) 2
(c) 5 (d) 3

Q‐23 Which letter is used only in one of the given words ?
Speak , Reap , Shark
(a) S (b) P
(c) K (d) H

Q‐24 A tortoise covers one kilometer in 4 hours . It takes rest for 20 minutes after every kilometer .How much time does it takes for the tortoise to cover 3.5 kilometers ?
(a) 14 hours (b) 13
(c) 15 (d) 12

Q‐25 Of which of the following words , which one will be at the 3rd position in the dictionary ?
1. socks 2. Shocks
3. Sharp 4. snooker
(a) 4 (b) 3
(c) 2 (d) 1

ANSWER
1 2 3 4 5
c c b b b

6 7 8 9 10
b d a c a   

11 12 13 14 15
a  d  a  c   c

16 17 18 19 20
a  b  b  a  b

21 22 23 24 25
a  c  d  c  a

MysteRy:




SBI Bank Clerk Sample Study Material Paper - 8



2008 All Entrance Exams Entrance Exams Other Entrance Exams SBI Bank Clerk exam Reasoning Ability Question paper
1.(i) 'P× Q' means 'Q' is mother of 'P'.
(ii) 'P × Q' means 'P' is brother of 'Q'.
(iii) 'P ‐ Q' means 'P' is sister of 'Q'.
(iv) 'P ÷ Q' means 'Q is father of 'P'.
Which of the following definitely means R is grandson of K?
(a) R × T ÷ K
(b) M + R × T ÷ K
(c) M ‐ R × T ÷ K
(d) Cannot be determined
(e) None of these.
Ans (e)

2. How many such pairs of digits are there in the number 95137248 each of which has as many digits between them in the number as when they are arranged in ascending order?
(a) None
(b) One
(c) Two
(d) Three
(e) More than three.
Ans (b)

3. In a certain code PATHOLOGIST is written as PIUBQKSRHFN. How is CONTROVERSY written in that code?
(a) SUOPDNXRQDU
(b) SUOPDNZTSFW
(c) QSMNBPXRQDU
(D) QSMNBPZTSFW
(e) None of these.
Ans (a)

4. In a certain code PATHOLOGIST is written as PIUBQKSRHFN. How is CONTROVERSY written in that code?
(a) SUOPDNXRQDU
(b) SUOPDNZTSFW
(c) QSMNBPXRQDU
(D) QSMNBPZTSFW
(e) None of these.
Ans (a)

5. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?
(a) Food : Hunger
(b) Water : Thirst
(c) Air : Suffocation
(d) Talent : Education
(e) Leg : Lame
Ans (d)

6. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?
(a) Crow
(b) Vulture
(c) Bat
(d) Ostrich
(e) Eagle
Ans (c)

7. Which of the following has the same relationship as that of Money : wealth?
(a) Pity : Kindness
(b) Cruel : Anger
(c) Wise : Education
(d) Pride : Humility
(e) None of these.
Ans (a)

8. Four of the following five are alike in a certain way and so form a group which is the one that does not belong to that group?
(a) 29
(b) 85
(c) 147
(d) 125
(e) 53
Ans (d)


9. If it is possible to make a meaningful word with the second, the sixth and the ninth letters of the word PERMEABILITY, which of the following will be the first letter of that word? If no such word can be formed give 'N' as the answer. If only two such words can be formed give 'D' as the answer and if more than two such words can be formed give 'Z' as the answer.
(a) M
(b) L
(c) N
(d) D
(e) Z
Ans (e)

10. In a certain code language BEAM is written as 5%*K and COME is written as $7K%. How is 'BOMB' written in that code?
(a) 5%K5
(b) 57K5
(c) $7K$
(d) 5$%5
(e) None of these
Ans (b)

11. Find the number of days from 26‐1‐1996 to 15‐5‐1996 (both days inclusive)
(a) 110
(b) 112
(c) 111
(d) 113
(e) None of these
Ans (a)

12. Find the wrong number in the following sequence: 22, 33, 66, 99, 121, 279, 594
(a) 279
(b) 594
(c) 121
(d) 33
(e) None of these
Ans (a)

13. A father is now three times as old as his son. Five years back he was four times as old as his son.What is the age of the son now?
(a) 12
(b) 15
(c) 18
(d) 20
(e) None of these
Ans (a)

14. How many times between 4 a.m and 4 p.m will the hands of a clock cross?
(a) 4
(b) 8
(c) 10
(d) 11
(e) None of these
Ans (d)

15. Five students are sitting in row. T is on right of Z. M is on the left of Z but is on the right of L. T is on the left of Q. Who is sitting first from the left? Here students are represented by the letters T, Z, M, L and Q
(a) Z
(b) T
(c) Q
(d) L
(e) None of these
Ans (d)

16. ANGER : 37219 : : NEAR:
(a) 7219
(b) 9132
(c) 1372
(d) 7139
(e) None of these
Ans (d)

17. What is the letter immediately to the right of the letter which is seven letters to the right of 'W',considering all the letters of the alphabet written in reverse order from left to right starting from 'Z'
(a) R
(b) O
(c) M
(d) Q
(e) None of these
Ans (b)

18. If the first day of the year 1990 was a Monday, what day of the week was the 1st January 1998?
(a) Thursday
(b) Tuesday
(c) Wednesday
(d) Friday
(e) None of these
Ans (a)

19. If “good and bad” is coded as 123, “bad is ugly” is coded as 245 and “good is fair” is coded as 436,then what is the code for “fair”?
(a) 1
(b) 4
(c) 6
(d) 5
(e) None of these
Ans (c)

20. Choose the one from the following which is different from others
(a) pen and pencil
(b) tailer and shirt
(c) scooter and cycle
(d) sword and riffle
(e) None of these
Ans (b)

21. If 2 = 1, 3 = 3, 4 = 12, 5 = 60 then 6 = .....?
(a) 120
(b) 180
(c) 720
(d) 360
(e) None of these
Ans (d)

22. What is the next letter of the series, F, I, L, O, .....?
(a) M
(b) N
(c) R
(d) P
(e) None of these
Ans (c)

23. How many '5' s are there which are followed by 0 and preceded by 0 in the following series 157050700512515050050
(a) 1
(b) 5
(c) 4
(d) 3
(e) None of these
Ans (d)

24. A boy goes to see a movie and sees a man sitting to his left. He found that the man was his relative.The man is the husband of the sister of his mother. How is the man related to the boy?
(a) Uncle
(b) Nephew
(c) Brother
(d) Father
(e) None of these
Ans (a)

25. A person traveled 20 km in the northward direction, then traveled 4 km in eastward direction, then traveled 10 km in the northward direction again, then traveled 3 km in the eastward direction and finally traveled 6 km in the southward direction. How far is he from the starting point?
(a) 17 km
(b) 37 km
(c) 31 km
(d) 25 km
(e) None of these
Ans (d)

MysteRy:




SBI Bank Clerk Sample Study Material Paper - 9



SBI CLERK MODEL QUESTION NUMERICAL ABILITY TEST
1. Sum of smallest six digit no. and greatest five digit no. is:
a. 199999
b. 201110
c. 211110
d. 1099999
e. None of these

2. Value of 112 * 54. is :
a. 6700
b. 70000
c. 76500
d. 77200
e. None of these

3. 1399*1399
a. 1687401
b. 1901541
c. 1943211
d. 1957201
e. None of these

4. When a no. is multiplied by 13 product consist of all 5’s. The smallest such no. is
a. 41625
b. 42135
c. 42515
d. 42735
e. None of these

5. If n is –ve no. then which of the following is least.
a. 0
b. –n
c. 2n
d. n2
e. None of these

6. If ‐1<=x <=2 and 1<= y <= 3 then least value of 2y‐3x is :
a. 0
b. ‐3
c. ‐4
d. ‐5
e. None of these

7. The least prime no. is :
a. 0
b. 1
c. 2
d. 3
e. None of these

8. The sum of prime no.’s b/w 60 and 75 is:
a. 199
b. 201
c. 211
d. 272
e. None of these

9. Total no. of even prime no.’s is :
a. 0
b. 1
c. 2
d. None
e. None of these

10. How many No’s B/w 400 and 600 begin with or end with digit 5.
a. 40
b. 100
c. 110
d. 120
e. None of these

11. The digit in unit’s place of product 81*82……..*89 is:
a. 0
b. 2
c. 6
d. 8
e. None of these

12. The sum of first 45 natural no’s is :
a. 1035
b. 1280
c. 2070
d. 2140
e. None of these

13. The unit’s digit in the product of 771 * 659 * 3 65 is :
a. 1
b. 2
c. 4
d. 6
e. None of these

14. Which no. is exactly divisible by 11
a. 235641
b. 245642
c. 315624
d. 415624
e. None of these

15. The largest natural no. which exactly divides the product of any 4 consecutive natural no’s is:
a. 6
b. 12
c. 24
d. 120
e. None of these

16. The diff. b/w squares of 2 consecutive odd integers is always divisible by:
a. 3
b. 6
c. 7
d. 8
e. None of these

17. The smallest no. to be added to 1000 so that 45 divides the sum exactly is :
a. 10
b. 20
c. 35
d. 80
e. None of these

18. The least no. which must be subtracted from 6709 to make it exactly divisible by 9 is :
a. 2
b. 3
c. 4
d. 5
e. None of these

19. Find the no. nearest to 99547 and exactly divisible by 687:
a. 98928
b. 99479
c. 99615
d. 100166
e. None of these

20. The least no. by which 72 must be multiplied in order to produce a multiple of 112 is
a. 6
b. 12
c. 14
d. 18
e. None of these

21. Which largest no. of 5 digits is divisible by 99:
a. 99909
b. 99981
c. 99990
d. 99999
e. None of these

22. A no. when divided by 114 leaves the remainder 21 if same no. is divided by 19 the remainder will be
a. 1
b. 2
c. 7
d. 21
e. None of these

23. The diff. b/w 2 no’s is 1365 when larger no. is divided by smaller the quotient is 6 and the remainder is 15. The smaller no. is :
a. 240
b. 270
c. 295
d. 360
e. None of these

24. The divisor is 10 times the quotient and 5 times the remainder if remainder is 46 then dividend is :
a. 4236
b. 4306
c. 4336
d. 5336
e. None of these

25. A four digit no. divisible by 7 becomes divisible by 3 when 10 is added to it the largest such no. is :
a. 9947
b. 9987
c. 9989
d. 9996
e. None of these

ANSWERS WITH EXPLANATION:
1) a
2) 1120000/16 = b
3) (1400‐1)*(1400‐1) = d
4) 555555/13 = d
5)c 6)c 7)c 8)d 9)b 10)c 11)a 12)a 13)c
14)d 15)c 16)d 17)a 18)c 19)c 20)c 21)c
22)d 23)b 24)d 25)b

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